Jake is married filing jointly and has AGI in $2020$ of $$200,000.$ He wants to know if he should itemize deductions in $2020.$ Jake has paid $$20,000$ in $2020$ for mortgage interest for principal of $$1$ Million of a mortgage taken out on November $12,2019.$ In $2020,$ Jake paid $$13,000$ in property taxes and gave $$5,000$ in cash gifts to charity. Should Jake itemize his deductions, and if so$,$ what would his deduction be$?$