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Jamal has two debts to pay. A $4500 due in 6 months from today and a $5000 due in 18 months from today. Instead, he

Jamal has two debts to pay. A $4500 due in 6 months from today and a $5000 due in 18 months from today. Instead, he wants to make a single $9500 payment to settle both debts. Find the time he needs to make that payment. Assume interest rate to be 6% p.a. compounding quarterly

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