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James has a yearly salary of $ 2 9 , 8 0 0 . His employer withholds $ 2 3 8 7 in state and

James has a yearly salary of $29,800
. His employer withholds $2387
in state and federal taxes and $2170
in FICA taxes throughout the year. He has the following monthly costs: transportation is $220
, cell phone bill is $65
, student loans require $280
in repayment, and rent is $675
. He is using the average monthly costs for each of the following in order to gain an idea of other monthly expenses: utilities are $170
, internet is $95
, health insurance is $349
, and groceries are $200
. How much money is left each month for discretionary spending after all necessities are accounted for? Round your answer to the nearest cent, if necessary.

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