Jamie Lee and Ross agree that by accomplishing their short term goals they can budget $5,000 a year toward their long term investment goals. They are estimating that with the allocations recommended by their financial advisor they will see an average return of 7 percent on their investment. The triplets will begin college in 15 years and will need $100,000 for tuition. Future Value in the time value of money decide whether Jamie Lee and Ross will be on track to reaching their long term financial goals of having enough money from their investment to pay the triplets tuition.