Jamie Lee and Ross, now 57 and still very active, have plenty of time on their hands now that the triplets are away at college. They both realized that time has just flown by; over twenty-four years have passed since they married!
Looking back over the past years, they realized that they have worked hard in their careers, Jamie Lee as the proprietor of a cupcake caf and Ross, self-employed as a web-page designer. They have enjoyed raising their family and strived to be financially sound as they are looking to retirement that is just around the corner. They saved regularly and invested wisely over the years. They rebounded nicely from the economic crisis over the past few years, as they watched their investments closely and adjusted their strategies when they felt it necessary. They purchase vehicles with cash and do not carry credit card balances, choosing instead to use them for convenience only. The triplets are pursuing their masters degrees and have tuition covered through work/study programs at the university.
Jamie Lee and Ross are just a few short years from realizing their goals of retiring at 65 and purchasing a home at the beach!
They are reviewing their financial situation to ensure they will be ready for retirement. They anticipate being able to live comfortably with 80% of their current expenses. The rate of return on their investments until they retire is 3%. They expect this percentage to drop to 2% after retirement. Use this information, along with Exhibit 1-A, Exhibit 1-B, and the information provided below to determine the annual deposit amount Jamie Lee and Ross will need to make until they retire in order to make up the shortfall between their estimated expenses and income needed during retirement. Each answer must have a value for the assignment to be complete. Enter "0" for any unused categories.
Current Expense Amounts (Jamie Lee and Ross Combined)
Fixed expenses: $4,900/month
Variable expenses: $2,800/month
Estimated Income Amounts (Jamie Lee and Ross Combined)
Social Security: $2,950/month
Current IRA balance: $87,000
Estimated IRA withdrawal: $450/month
Other investments: $35,900/year
Estimated Annual Retirement Living Expenses Estimated annual living expenses if retiring today Number of years until retirement Expected annual rate of return before retirement Future value (use Exhibit 1-A) Projected annual retirement living expenses, adjusted for inflation (A) $ 0 (Round your final answer to nearest whole number.) Estimated Annual Income at Retirement Social Security income Company pension, personal retirement account income Investment and other income Total retirement income (B) $ 0 (Round your final answer to nearest whole number.) Annual shortfall of income after retirement (A-B) ( c) (Round your final answer to nearest whole number.) Expected years in retirement 30 Expected annual rate of return before retirement Expected annual rate of return on invested funds after retirement 2% Future value factor for a series of deposits (use Exhibit 1-B) (D) Annual deposit required to accumulate the amount needed (Round your final answer to two decimal places.) Exhibit 1 -A Future Value (Compounded Sum) of $1 after a Given Number of Time Periods Period 1% 2% 3% 4% 5% 6% 7% 8% 9% 10% 11% 1 1.01 1.02 1.03 1.04 1.05 1.06 1.07 1.08 1.09 1.1 1.11 2 1.02 1.04 1.061 1.082 1.103 1.124 1.145 1.166 1.188 1.21 1.232 3 1.03 1.061 1.093 1.125 1.158 1.191 1225 1.26 1.295 1.331 1.368 4 1.041 1.082 1.126 1.17 1.216 1.262 1.311 1.36 1.412 1.464 1.518 5 1.051 1.104 1.159 1217 1.276 1.338 1.403 1.469 1.539 1.611 1.685 6 1.062 1.126 1.194 1.265 1.34 1.419 1.501 1.587 1.677 1.772 1.87 7 1.072 1.149 1.23 1.316 1.407 1.504 1.606 1.714 1.828 1.949 2.076 8 1.083 1.172 1.267 1.369 1.477 1.594 1.718 1.851 1.993 2.144 2 305 1.094 1.195 1.305 1.423 1.551 1.689 1.838 1.999 2.172 2.358 2.558 10 1.105 1219 1.344 1.48 1.629 1.791 1.967 2.159 2.367 2.594 2.839 11 1.116 1 243 1.384 1.539 1.71 1.898 2.105 2332 258 2.853 3.152 12 1.127 1.268 1.426 1.601 1.796 2012 2.252 2.518 2.813 3.138 3.498 13 1.138 1.294 1.469 1.665 1.886 2133 2.41 2.72 3.066 3.452 3.883 14 1.149 1.319 1.513 1.732 1.98 2.261 2.579 2.937 3.342 3.797 431 15 1.161 1.346 1.558 1.801 2.079 2.397 2.759 3.172 3.642 4.177 4.785 16 1.173 1.373 1.605 1.873 2.183 2.54 2.952 3.426 3.97 4.595 5.311 17 1.184 1.4 1.653 1.948 2292 2.693 3.159 3.7 4.328 5.054 5.895 18 1.196 1.428 1.702 2.026 2.407 2854 3.38 3.996 4.717 5.56 6.544 19 1 208 1.457 1.754 2. 107 2527 3.026 3.617 4.316 5.142 6.116 7263 20 1.22 1.486 1.806 2.191 2.653 3.207 3.87 4.661 5.604 6.727 8.062 25 1 282 1.641 2094 2.666 3.386 4292 5.427 6.848 8.623 10.835 13.585 30 1.348 1.811 2.427 3.243 4.322 5.743 7.612 10.063 13.268 17.449 22.892 40 1.489 2 208 3.262 4.801 7.04 10 286 14.974 21.725 31.409 45.259 65.001 50 1.645 2692 4.384 7.107 11.467 18.42 29.457 46.902 74.358 117.391 184,565 Period 12% 13% 14% 15% 16% 17% 18% 19% 20% 25% 30% 1 1.12 1.13 1.14 1.15 1.16 1.17 1.18 1.19 1.2 1.25 1.3 2 1.254 1.277 1.3 1.323 1.346 1.369 1.392 1.416 1.44 1.563 1.69 3 1.405 1.443 1.482 1.521 1.561 1.602 1.643 1.685 1.728 1.953 2.197 4 1.574 1.63 1.689 1.749 1.811 1.874 1.939 2.005 2.074 2.441 2.856 5 1.762 1.842 1.925 2011 2.1 2.192 2.288 2.386 2.488 3.052 3.713 6 1.974 2.082 2.195 2.313 2.436 2.565 2.7 2.84 2.986 3.815 4.827 7 2.211 2.353 2.502 2.66 2826 3.001 3.185 3.379 3.583 4.768 6.275 8 2.476 2.658 2.853 3.059 3.278 3.511 3.759 4.021 4.3 5.96 8.157 9 2.773 3.004 3.252 3.518 3.803 4.108 4 435 4.785 5.16 7.451 10.604 10 3.106 3.395 3.707 4.046 4.411 4.807 5.234 5.695 6.192 9.313 13.786 11 3.479 3.836 4.226 4.652 5.117 5.624 6.176 6.777 7.43 11.642 17.922 12 3.896 4.335 4.818 5.35 5.936 6.58 7.288 8.064 8.916 14.552 23.298 13 4.363 4.898 5.492 6.153 6.886 7.699 8.599 9.596 10.699 18.19 30.288 14 4.887 5.535 6.261 7.076 7.988 9.007 10.147 11.42 12.839 22.737 39.374 15 5.474 6.254 7.138 8.137 9.266 10.539 11.974 13.59 15.407 28.422 51.186 16 6.13 7.067 8.137 9.358 10.748 12.33 14.129 16.172 18.488 35.527 66.542 17 6.866 7.986 9.276 10.761 12.466 14.426 16.672 19.244 22.186 44.409 86.504 18 7.69 9.024 10.575 12.375 14.463 16.879 19.673 22.901 26.623 55.511 112.455 19 8.613 10.197 12.056 14.232 16.777 19.748 23.214 27 252 31.948 69.389 146. 192 20 9.646 11.523 13.743 16.367 19.461 23.106 27 393 32.429 38.338 86.736 190.05 25 17 21.231 26.462 32.919 40.874 50.658 62.669 77.388 95.396 264.698 705641 30 29.96 39.116 50.95 66.212 85.85 111.065 143.371 184.675 237.376 807794 2619.996 40 93.051 132.782 188.884 267.864 378.721 533.869 750.378 1051.668 1469.772 7523.164 36118.865 50 289.002 450.736 700.233 1083.657 1670.704 2566 215 3927 357 5988.914 9100.438 70064.923 497929 223 Exhibit 1-B Future Value (Compounded Sum) of $1 Paid In at the End of Each Period for a Given Number of Time Periods (an Annuity) Period 1% 2% 3% 4% 5% 6% 7% 8% 9% 10% 11% 1 1 1 1 1 1 1 1 1 1 1 2 201 202 203 204 205 206 207 208 209 21 2.11 3 303 3.06 3.091 3.122 3.153 3.184 3 215 3 246 3 278 331 3.342 4 4.06 4.122 4.184 4246 4.31 4.375 4.44 4.506 4.573 4.641 4.71 5 5.101 5204 5.309 5.416 5.526 5.637 5.751 5.867 5.985 6.105 6.228 6 6.152 6.308 6.468 6.633 6.802 6.975 7.153 7.336 7.523 7.716 7.913 7 7.214 7.434 7.662 7.898 8.142 8.394 8.654 8.923 92 9.487 9.783 8 8.286 8.583 8.892 9.214 9.549 9.897 10.26 10.637 11.028 11.436 11.859 9 9.369 9.755 10.159 10.583 11.027 11.491 11.978 12.488 13.021 13.579 14.164 10 10.462 10.95 11.464 12.006 12.578 13.181 13.816 14.487 15.193 15.937 16.722 11 11.567 12.169 12.808 13.486 14.207 14.972 15.784 16,645 17.56 18.531 19.561 12 12.683 13.412 14.192 15.026 15.917 16.87 17.888 18.977 20.141 21.384 22.713 13 13.809 14.68 15.618 16.627 17.713 18 882 20.141 21.495 22.953 24.523 26 212 14 14.947 15.974 17.086 18.292 19.599 21.015 22 55 24.215 26.019 27.975 30.095 15 16.097 17 293 18.599 20.024 21.579 23 276 25.129 27.152 29.361 31.772 34 405 16 17 258 18.639 20.157 21.825 23.657 25673 27.888 30 324 33.003 35 95 39.19 17 18.43 20 012 21.762 23 698 25 84 28 213 30 84 33.75 36 974 40 545 44.501 18 19.615 21.412 23.414 25.645 28.132 30 906 33.999 37.45 41 301 45.599 50.396 19 20.811 22 841 25.117 27.671 30.539 33.76 37 379 41.446 46 018 51. 159 56.939 20 22.019 24 297 26.87 29.778 33 066 36.786 40.995 45.762 51.16 57 275 64.203 25 28.243 32.03 36.459 41.646 47.727 54.865 63.249 73.106 84.701 98.347 114.413 30 34.785 40.568 47.575 56.085 66.430 79.058 94.461 113.263 136.306 164.494 199.021 40 48.886 60.402 75.401 95.026 120.8 154.762 199.635 259.057 337.882 442.593 581.826 50 64.463 84.579 112.797 152.667 209.348 290.336 406.529 573.77 815.084 1163.909 1668.771 Period 12% 13% 14% 15% 16% 17% 18% 19% 20% 25% 30% 1 1 1 1 1 1 1 1 1 1 1 1 2 2.12 2.13 2.14 2.15 2.16 2.17 2.18 2.19 22 225 23 3 3.374 3.407 3.44 3.473 3.506 3.539 3.572 3.606 3.64 3.813 3.99 4 4.779 4.85 4.921 4.993 5.066 5.141 5.215 5.291 5.368 5.766 6.187 5 6.353 6.48 6.61 6.742 6.877 7,014 7.154 7.297 7.442 8.207 9.043 6 8.115 8.323 8.536 8.754 8.977 9.207 9.442 9.683 9.93 11.259 12.756 7 10.089 10.405 10.73 11.067 11.414 11.772 12.142 12.523 12916 15.073 17.583 8 12.3 12.757 13.233 13.727 14.24 14.773 15.327 15.902 16.499 19.842 23.858 9 14.776 15.416 16.085 16.786 17.519 18.285 19.086 19.923 20.799 25.802 32.015 10 17.549 18.42 19 337 20.304 21.321 22.393 23.521 24.709 25.959 33 253 42.619 11 20.655 21.814 23.045 24 349 25.733 272 28.755 30.404 32.15 42.566 56.405 12 24.133 2565 27 271 29.002 30.85 32 824 34.931 37 18 39 581 54 208 74 327 13 28 029 29.985 32 089 34 352 36.786 39 404 42 219 45.244 48. 497 68.76 97 625 14 32 393 34.883 37 581 40 505 43 672 47.103 50 818 54 841 59.196 86 949 127.913 15 37 28 40 417 43 842 47 58 51.66 56. 11 60.965 66.261 72036 109.687 167 286 16 42.753 46 672 50.98 56.717 60.925 66 649 72.939 79.85 87.442 138. 109 218.472 17 48.884 53.739 59.118 65.075 71.673 78.979 87.068 96.022 105.931 173.636 285.014 18 55.75 61.725 68.394 75.836 84.141 93.406 103.74 115.266 128.117 218.045 371.518 19 63.44 70.749 78.969 88.212 98.603 110.285 123.414 138.166 154.74 273.556 483.973 20 72.052 80.947 91.025 102.444 115.38 130.033 146.628 165.418 186688 342.945 630.165 25 133.334 155.62 181.871 212.793 249.214 292.105 342.603 402.042 471.981 1054.791 2348.803 30 241.333 293. 199 356.787 434.745 530.312 647.439 790.948 966.712 1181.882 3227.174 8729.985 40 767.091 1013.704 1342.025 1779.09 2360.757 3134.522 4163.213 5529.829 7343 858 30088.655 120392 883 50 2400.018 3459.507 4994.521 7217.716 10435.649 15089.502 21813.094 31515.336 45497.191 280256.693 1659760.743 Estimated Annual Retirement Living Expenses Estimated annual living expenses if retiring today Number of years until retirement Expected annual rate of return before retirement Future value (use Exhibit 1-A) Projected annual retirement living expenses, adjusted for inflation (A) $ 0 (Round your final answer to nearest whole number.) Estimated Annual Income at Retirement Social Security income Company pension, personal retirement account income Investment and other income Total retirement income (B) $ 0 (Round your final answer to nearest whole number.) Annual shortfall of income after retirement (A-B) ( c) (Round your final answer to nearest whole number.) Expected years in retirement 30 Expected annual rate of return before retirement Expected annual rate of return on invested funds after retirement 2% Future value factor for a series of deposits (use Exhibit 1-B) (D) Annual deposit required to accumulate the amount needed (Round your final answer to two decimal places.) Exhibit 1 -A Future Value (Compounded Sum) of $1 after a Given Number of Time Periods Period 1% 2% 3% 4% 5% 6% 7% 8% 9% 10% 11% 1 1.01 1.02 1.03 1.04 1.05 1.06 1.07 1.08 1.09 1.1 1.11 2 1.02 1.04 1.061 1.082 1.103 1.124 1.145 1.166 1.188 1.21 1.232 3 1.03 1.061 1.093 1.125 1.158 1.191 1225 1.26 1.295 1.331 1.368 4 1.041 1.082 1.126 1.17 1.216 1.262 1.311 1.36 1.412 1.464 1.518 5 1.051 1.104 1.159 1217 1.276 1.338 1.403 1.469 1.539 1.611 1.685 6 1.062 1.126 1.194 1.265 1.34 1.419 1.501 1.587 1.677 1.772 1.87 7 1.072 1.149 1.23 1.316 1.407 1.504 1.606 1.714 1.828 1.949 2.076 8 1.083 1.172 1.267 1.369 1.477 1.594 1.718 1.851 1.993 2.144 2 305 1.094 1.195 1.305 1.423 1.551 1.689 1.838 1.999 2.172 2.358 2.558 10 1.105 1219 1.344 1.48 1.629 1.791 1.967 2.159 2.367 2.594 2.839 11 1.116 1 243 1.384 1.539 1.71 1.898 2.105 2332 258 2.853 3.152 12 1.127 1.268 1.426 1.601 1.796 2012 2.252 2.518 2.813 3.138 3.498 13 1.138 1.294 1.469 1.665 1.886 2133 2.41 2.72 3.066 3.452 3.883 14 1.149 1.319 1.513 1.732 1.98 2.261 2.579 2.937 3.342 3.797 431 15 1.161 1.346 1.558 1.801 2.079 2.397 2.759 3.172 3.642 4.177 4.785 16 1.173 1.373 1.605 1.873 2.183 2.54 2.952 3.426 3.97 4.595 5.311 17 1.184 1.4 1.653 1.948 2292 2.693 3.159 3.7 4.328 5.054 5.895 18 1.196 1.428 1.702 2.026 2.407 2854 3.38 3.996 4.717 5.56 6.544 19 1 208 1.457 1.754 2. 107 2527 3.026 3.617 4.316 5.142 6.116 7263 20 1.22 1.486 1.806 2.191 2.653 3.207 3.87 4.661 5.604 6.727 8.062 25 1 282 1.641 2094 2.666 3.386 4292 5.427 6.848 8.623 10.835 13.585 30 1.348 1.811 2.427 3.243 4.322 5.743 7.612 10.063 13.268 17.449 22.892 40 1.489 2 208 3.262 4.801 7.04 10 286 14.974 21.725 31.409 45.259 65.001 50 1.645 2692 4.384 7.107 11.467 18.42 29.457 46.902 74.358 117.391 184,565 Period 12% 13% 14% 15% 16% 17% 18% 19% 20% 25% 30% 1 1.12 1.13 1.14 1.15 1.16 1.17 1.18 1.19 1.2 1.25 1.3 2 1.254 1.277 1.3 1.323 1.346 1.369 1.392 1.416 1.44 1.563 1.69 3 1.405 1.443 1.482 1.521 1.561 1.602 1.643 1.685 1.728 1.953 2.197 4 1.574 1.63 1.689 1.749 1.811 1.874 1.939 2.005 2.074 2.441 2.856 5 1.762 1.842 1.925 2011 2.1 2.192 2.288 2.386 2.488 3.052 3.713 6 1.974 2.082 2.195 2.313 2.436 2.565 2.7 2.84 2.986 3.815 4.827 7 2.211 2.353 2.502 2.66 2826 3.001 3.185 3.379 3.583 4.768 6.275 8 2.476 2.658 2.853 3.059 3.278 3.511 3.759 4.021 4.3 5.96 8.157 9 2.773 3.004 3.252 3.518 3.803 4.108 4 435 4.785 5.16 7.451 10.604 10 3.106 3.395 3.707 4.046 4.411 4.807 5.234 5.695 6.192 9.313 13.786 11 3.479 3.836 4.226 4.652 5.117 5.624 6.176 6.777 7.43 11.642 17.922 12 3.896 4.335 4.818 5.35 5.936 6.58 7.288 8.064 8.916 14.552 23.298 13 4.363 4.898 5.492 6.153 6.886 7.699 8.599 9.596 10.699 18.19 30.288 14 4.887 5.535 6.261 7.076 7.988 9.007 10.147 11.42 12.839 22.737 39.374 15 5.474 6.254 7.138 8.137 9.266 10.539 11.974 13.59 15.407 28.422 51.186 16 6.13 7.067 8.137 9.358 10.748 12.33 14.129 16.172 18.488 35.527 66.542 17 6.866 7.986 9.276 10.761 12.466 14.426 16.672 19.244 22.186 44.409 86.504 18 7.69 9.024 10.575 12.375 14.463 16.879 19.673 22.901 26.623 55.511 112.455 19 8.613 10.197 12.056 14.232 16.777 19.748 23.214 27 252 31.948 69.389 146. 192 20 9.646 11.523 13.743 16.367 19.461 23.106 27 393 32.429 38.338 86.736 190.05 25 17 21.231 26.462 32.919 40.874 50.658 62.669 77.388 95.396 264.698 705641 30 29.96 39.116 50.95 66.212 85.85 111.065 143.371 184.675 237.376 807794 2619.996 40 93.051 132.782 188.884 267.864 378.721 533.869 750.378 1051.668 1469.772 7523.164 36118.865 50 289.002 450.736 700.233 1083.657 1670.704 2566 215 3927 357 5988.914 9100.438 70064.923 497929 223 Exhibit 1-B Future Value (Compounded Sum) of $1 Paid In at the End of Each Period for a Given Number of Time Periods (an Annuity) Period 1% 2% 3% 4% 5% 6% 7% 8% 9% 10% 11% 1 1 1 1 1 1 1 1 1 1 1 2 201 202 203 204 205 206 207 208 209 21 2.11 3 303 3.06 3.091 3.122 3.153 3.184 3 215 3 246 3 278 331 3.342 4 4.06 4.122 4.184 4246 4.31 4.375 4.44 4.506 4.573 4.641 4.71 5 5.101 5204 5.309 5.416 5.526 5.637 5.751 5.867 5.985 6.105 6.228 6 6.152 6.308 6.468 6.633 6.802 6.975 7.153 7.336 7.523 7.716 7.913 7 7.214 7.434 7.662 7.898 8.142 8.394 8.654 8.923 92 9.487 9.783 8 8.286 8.583 8.892 9.214 9.549 9.897 10.26 10.637 11.028 11.436 11.859 9 9.369 9.755 10.159 10.583 11.027 11.491 11.978 12.488 13.021 13.579 14.164 10 10.462 10.95 11.464 12.006 12.578 13.181 13.816 14.487 15.193 15.937 16.722 11 11.567 12.169 12.808 13.486 14.207 14.972 15.784 16,645 17.56 18.531 19.561 12 12.683 13.412 14.192 15.026 15.917 16.87 17.888 18.977 20.141 21.384 22.713 13 13.809 14.68 15.618 16.627 17.713 18 882 20.141 21.495 22.953 24.523 26 212 14 14.947 15.974 17.086 18.292 19.599 21.015 22 55 24.215 26.019 27.975 30.095 15 16.097 17 293 18.599 20.024 21.579 23 276 25.129 27.152 29.361 31.772 34 405 16 17 258 18.639 20.157 21.825 23.657 25673 27.888 30 324 33.003 35 95 39.19 17 18.43 20 012 21.762 23 698 25 84 28 213 30 84 33.75 36 974 40 545 44.501 18 19.615 21.412 23.414 25.645 28.132 30 906 33.999 37.45 41 301 45.599 50.396 19 20.811 22 841 25.117 27.671 30.539 33.76 37 379 41.446 46 018 51. 159 56.939 20 22.019 24 297 26.87 29.778 33 066 36.786 40.995 45.762 51.16 57 275 64.203 25 28.243 32.03 36.459 41.646 47.727 54.865 63.249 73.106 84.701 98.347 114.413 30 34.785 40.568 47.575 56.085 66.430 79.058 94.461 113.263 136.306 164.494 199.021 40 48.886 60.402 75.401 95.026 120.8 154.762 199.635 259.057 337.882 442.593 581.826 50 64.463 84.579 112.797 152.667 209.348 290.336 406.529 573.77 815.084 1163.909 1668.771 Period 12% 13% 14% 15% 16% 17% 18% 19% 20% 25% 30% 1 1 1 1 1 1 1 1 1 1 1 1 2 2.12 2.13 2.14 2.15 2.16 2.17 2.18 2.19 22 225 23 3 3.374 3.407 3.44 3.473 3.506 3.539 3.572 3.606 3.64 3.813 3.99 4 4.779 4.85 4.921 4.993 5.066 5.141 5.215 5.291 5.368 5.766 6.187 5 6.353 6.48 6.61 6.742 6.877 7,014 7.154 7.297 7.442 8.207 9.043 6 8.115 8.323 8.536 8.754 8.977 9.207 9.442 9.683 9.93 11.259 12.756 7 10.089 10.405 10.73 11.067 11.414 11.772 12.142 12.523 12916 15.073 17.583 8 12.3 12.757 13.233 13.727 14.24 14.773 15.327 15.902 16.499 19.842 23.858 9 14.776 15.416 16.085 16.786 17.519 18.285 19.086 19.923 20.799 25.802 32.015 10 17.549 18.42 19 337 20.304 21.321 22.393 23.521 24.709 25.959 33 253 42.619 11 20.655 21.814 23.045 24 349 25.733 272 28.755 30.404 32.15 42.566 56.405 12 24.133 2565 27 271 29.002 30.85 32 824 34.931 37 18 39 581 54 208 74 327 13 28 029 29.985 32 089 34 352 36.786 39 404 42 219 45.244 48. 497 68.76 97 625 14 32 393 34.883 37 581 40 505 43 672 47.103 50 818 54 841 59.196 86 949 127.913 15 37 28 40 417 43 842 47 58 51.66 56. 11 60.965 66.261 72036 109.687 167 286 16 42.753 46 672 50.98 56.717 60.925 66 649 72.939 79.85 87.442 138. 109 218.472 17 48.884 53.739 59.118 65.075 71.673 78.979 87.068 96.022 105.931 173.636 285.014 18 55.75 61.725 68.394 75.836 84.141 93.406 103.74 115.266 128.117 218.045 371.518 19 63.44 70.749 78.969 88.212 98.603 110.285 123.414 138.166 154.74 273.556 483.973 20 72.052 80.947 91.025 102.444 115.38 130.033 146.628 165.418 186688 342.945 630.165 25 133.334 155.62 181.871 212.793 249.214 292.105 342.603 402.042 471.981 1054.791 2348.803 30 241.333 293. 199 356.787 434.745 530.312 647.439 790.948 966.712 1181.882 3227.174 8729.985 40 767.091 1013.704 1342.025 1779.09 2360.757 3134.522 4163.213 5529.829 7343 858 30088.655 120392 883 50 2400.018 3459.507 4994.521 7217.716 10435.649 15089.502 21813.094 31515.336 45497.191 280256.693 1659760.743
