Jamison owns the following assets when he dies: $500,000 in an IRA-Jamisons daughter is the named beneficiary; $200,000 in his checking account payable on death to Jamisons niece; $500,000 house owned as JTWROS with his wife. Which of these assets will be in Jamisons probate estate?

Only the IRA.

Only the checking account.

None of the assets will be in his probate estate.

Only his share of the house.