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Jane is a 29 year old single female Oregon resident who earns $24,000 per year. Because her employer does not offer health insurance, she purchased

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Jane is a 29 year old single female Oregon resident who earns $24,000 per year. Because her employer does not offer health insurance, she purchased an individual health insurance plan from the Affordable Care Act (ACA) marketplace. Because her income is low, she qualifies for a premium subsidy, which reduces her monthly premium. Jane compared 3 different plans: Bronze, Silver, and Gold. The brief comparison of premiums (after subsidy} and covered benefits for each plan is included as a separate document in this assignment. In addition, the Summary of Benefits & Coverage (SBC) document for each of the plans is also included with the assignment. During the year, Jane uses the following health care services, all from innetwork providers, and with referrals if required: Service(s) Date(s) Provider payment amount allowed by plan (per visit) 1 emergency department (ED) visit) May 1 S 550 1 visit to primary care physician May 8 $ 100 4 physical therapy (PT) visits May 22, May 29, June 5, S 75 June 12 1 visit to orthopedist (specialty June 27 S 160 physician) 1 MRI at hospital imaging center July 2 $1,200 1 visit to orthopedist (specialty July 14 S 160 physician) 4 physical therapy (PT) visits July 25, August 8, August 5 75 22, September 7 Using the information provided below about each plan, calculatefor each plan: a Total amount paid to each provider (by the plan and Jane combined) during the year a Total premium (after subsidy) for the full year a Total amounts paid out of pocket by lane to each provider during the year, including: o Copayments. Check the Summary of Benet 8: Coverage for each plan carefully to see which types of services have a copayment. I Note that if a visit does have a copayment: e The deductible does not applybut the copayment amount also does n_ot count toward satisfying the deductible o The visit does not require any coinsurance payment from the patient

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