Jane is purchasing a membership in a fitness centre. She can pay either $570 now or pay $290 now, $200 in six months, and $140 in fourteen months. Which option is better if money is worth 4.4% compounded monthly?

Which choice is better?

A. They are equal in value.

B. The choice of $290 now, $200 in 6 months and $140 in 14 months is better.

C. The choice of $570 now is better.

The better choice is better than the alternative choice by $ in terms of today's dollar.