Jane Smith deposits $8,000 in an account that earns interest at an annual rate of 12%, compounded quarterly. The $8,000 plus earned interest must remain in the account 4 years before it can be withdrawn. How much money will be in the account at the end of 4 years? (PV of $1,FV of $1,PVA of $1, andFVA of $1)(Use appropriate factor(s) from the tables provided. Round "Table Factor" to 4 decimal places.)

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