Jane White has just started work at 18 years of age and intends to retire at 60. She will be saving $130 per month during her working life. She invests her money in a superannuation fund paying 8% p.a. compounding half-yearly. (a) How much will she have in this fund when she retires? Provide a clear explanation of why you think this is a future/present value annunity question. (b) When Jane turns 32 years old, she believes she will inherite $40,000 from her mother and wishes to contribute the inheritance to her superannuation fund at the end of December. Including this amount with her savings, how much will she have when she retires? EXCEL Instructions: Topic 4 in the EXCEL booklet for instructions on how to use financial functions to make annuity calculations