Janet Arbuckle has decided that she only needs $30,000 per year to live a comfortable life in today's dollars. In talking to her financial advisor, she forecasts 3% inflation in the long run. Janet wants to retire 20 years from now, and she has calculated her first-year retirement needs will be about $72,000 in future dollars. Is she correct? Why? A) No, adjusting for inflation, $30,000 will be worth approximately $39,000 in 20 years B) Yes, adjusting for inflation, $30,000 will be worth approximately $72,000 in 20 years. c) No adjusting for inflation, $30,000 will be worth approximately $31,800 in 20 years D) No, adjusting for inflation, $30,000 will be worth approximately $54,000 in 20 years