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Janet owes $ 4 , 0 0 0 on her car note. She wins $ 1 0 0 0 at Bingo on Friday night and

Janet owes $4,000 on her car note. She wins $1000 at Bingo on Friday night and decides to see if she can just pay her car off with that money. She sends a check for $1000 to the bank financing her car note and writes "full and final payment" in the memo section. The bank deposits the check. What are the rights of the bank?

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