Janet$$s son, Felix, is a college student living in a campus dormitory. He drives a car that she parks on the street and wants to make sure the full value is insured. Which of the following statements regarding Felix$$s insurance needs are true? Check all that apply.

Felix should purchase an HO$-4$ broad form insurance policy because he is not covered under his parents$$ policy.

His property is covered up to $10\%$ of the coverage on the home

He should tell the insurance agency that he parks in a garage to save money on premiums