Janet was given a check for $10. While still at home, she indorsed the back of the check with her signature and added no other words. On the way to the bank she lost the check which was found by someone else and cashed. Question: what kind of indorsement did Janet make on the back of her check? Question: Why was this other person able to cash the check? Question: What kind of indorsement should Janet have used to protect herself in this situation.

• Harry performed work for John. John gave Harry a promissory note. Harry accepted it with no notice of dishonor and in good faith. The promissory note was payable in 30 days and it was in the amount of $1000. In 30 days Harry presented the promissory note to John for payment and John refused to pay. Harry sued John and in his defense John was able to prove that the signature on the promissory note was a forgery. Question:: What kind of holder is Harry? Ordinary or a holder in due course and why. Question: Will John's defense be successful? Question: Would the result be different if John's defense would have been intoxication?
• Mary received a promissory note from Alice. The note said: "I promise to pay to the order of Mary as much as I can when I get my tax refund." Question: Is this promissory note negotiable? Why, in your opinion, is it negotiable or is it not negotiable?