Janice agreed to buy a registered horse named Diamond.Diamond was kept at a farm / boarding stable owned by Farmer.Farmer agreed that Janice could make monthly payments for Diamond and once full payment had been made he wold send off the paperwork so Diamond could be officially registered as belonging to Janice.

Before the payments were fully made, Janice's daughter was giving her friend a ride in a buggy being pulled by Diamond.Diamond got spooked and the friend of Janice's daughter was injured .Who owned the horse at the time of the accident?Janice or Farmer ?why or why not