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Janice Utley is saving for a real estate investment. If she invests $4,000 now and then at the beginning of each of the next 35

Janice Utley is saving for a real estate investment. If she invests $4,000 now and then at the beginning of each of the next 35 months (36 months in total) at an interest rate of 1% per month, what will be the investment balance at the end of month 36?

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