Janine is 25 and has a good job at a biotechnology company. Janine estimates that she will need $902,000 in her total retirement nest egg by the time she is 65 in order to have retirement income of $23,500 a year. (She expects that Social Security will pay her an additional $16,000 a year.) She currently has $3,500 in an IRA, an important part of her retirement nest egg. She believes her IRA will grow at an annual rate of 8 percent, and she plans to leave it untouched until she retires at age 65 . How much money will Janine have to accumulate in her company's 401(k) plan over the next 40 years in order to reach her retirement income goal? Use (Exhibit 1-A, Exhibit 1-B, Exhibit 1-C, Exhibit 1-D). Note: Use appropriate factor(s) from the tables provided. Round time value factor to 3 decimal places. Round intermediate and final answer to 2 decimal places