Janine is 35 and has a good job at a biotechnology company. Janine estimates that she will need \\( \\$ 940,000 \\) in her total retirement nest egg by the time she is 65 in order to have retirement income of \\( \\$ 26,500 \\) a year. (She expects that Social Security will pay her an additional \\( \\$ 23,500 \\) a year.) She currently has \\( \\$ 4,000 \\) in an IRA, an important part of her retirement nest egg. She believes her IRA will grow at an annual rate of 5 percent, and she plans to leave it untouched until she retires at age 65 . How much money will Janine have to accumulate in her company's \\( 401(\\mathrm{k}) \\) plan over the next 30 years in order to reach her retirement income goal? Use Exhibit 1-A. (Round time value factor to 3 decimal places. Round intermediate and final answer to 2 decimal places.) Exhibit 1.A Future value (compounded sum) of \\( \\$ 1 \\) after a given number of time periods