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Jason and Heather are saving money for their son's college education. If they make equal annual contributions, how much money will they need to deposit

Jason and Heather are saving money for their son's college education. If they make equal annual contributions, how much money will they need to deposit at the end of each of the next 12 years in order to have $120,000 (at t=12) if their account earns a constant return of 3.6% APR, compounded semiannually

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