Java review program

Write a modular text based Java program (to be reused) to calculate an auto loan for a customer. The following information about the customer is needed:

a) Todays date

b) First & last names

c) Spouses first & last names

d) Social security number

e) Spouses SSN

f) Monthly incomes (self & spouse)

g) Monthly debt payments (self & spouse): credit cards, mortgages, student loans, auto loans, etc.

h) Cost of the new car

i) Value of trade in (if any)

j) Down payment on the new car

k) Number of years the loan is repaid

l) Credit score

The software will output the following computed results, if the average credit score is above 500: 1) Combined monthly incomes 2) Combined monthly loan payments 3) Monthly loan payments to income ratio (combined) not used here for loan qualifications 4) Annual nominal interest rate of new loan (for simplicity: one tenth of the loan-to-income ratio above) 5) Loan amount 6) Monthly payment (A) with the formula: A= Pr(1+ r 12 ) 12N D 365N 12 (1+ r 12 ) 12 N 12 P is the loan amount, r is the nominal interest rate (in decimal), N is the number of years of repayment, D is the date the loan is taken. 7) Date of last payment, assuming that each payment is on the first of each month. If the average credit score is too low, the loan would be denied.