Javier and Melanie are common-law spouses that have been living together for nearly ten years. The couple is considering retiring soon and would like to apply for CPP. Because Melanie has a larger expected CPP payment, they would like to split the CPP income amount if possible. In addition to their pensions, both Javier and Melanie have TFSAs that name each other as beneficiaries. They also each have non-registered investment accounts. The couple is concerned about potential probate and would like to minimize where possible. Which of the following statements is CORRECT? Question 19 options: a) Javier and Melanie would be eligible to split their CPP income amounts currently as common-law spouses. b) The couple should name each other as beneficiaries on their non-registered accounts to avoid probate. c) Both the TFSAs and non-registered accounts would pass without probate due to the spousal rollover. d) As with other pensions, CPP would only be eligible to split if they were to separate