Javier is currently paying $1,200 in interest on his credit cards annually. If, instead of paying interest, he saved this amount every year, how much would he accumulate in a tax-deferred account earning 12 percent over 8, 13, or 18 years? If, instead of payinginterest, this amount was saved every year in atax-deferred account earning 12 percent over 8 years, the amount accumulated would be ? Then over 13 years the amount would be? Then over 18 years the amount would be?