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Jay and Kathy, both at their FRA, divorced three years ago after 12 years of marriage. Jay's PIA is $2,400 and Kathy's is $900. Jay

Jay and Kathy, both at their FRA, divorced three years ago after 12 years of marriage. Jay's PIA is $2,400 and Kathy's is $900. Jay is financially comfortable and doesn't need to claim his Social Security benefit yet. Kathy, however, would like to begin her benefits. What is the maximum monthly benefit that she can receive while Jay is alive?

A) the sum of her $900 worker benefit and a $1,200 spousal benefit, or $2,100

B) her own worker benefit of $900

C) a divorced spousal benefit of $1,200

D) a divorced spousal benefit of $2,400

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