JB owns 48% shares of a firm, which has initial endowment of $81,927. The firm has identified three non-divisible feasible projects: Project-X requires $25,168 investment now to generate $30,375 next year; Project-Y requires $23,738 investment now to generate $32,085 next year; and Project-Z requires $48,253 investment now to generate $59,486 next year. The firm invests in projects reasonably to maximize wealth. Average expected rate of return from market is 20%. If KB wants to consume 40% of current dividend now, how much fund would be available to JB in next year?