Jenkins Company purchased a commercial umbrella policy with a $10 million limit per occurrence. The insurer required Jenkins Company to carry a $3 million per-occurrence limit on its product liability policy with a $200,000 self-insured retention and a $1 million per-occurrence limit on its business auto policy with a $100,000 self-insured retention. During the policy period, Jenkins incurred the following two losses: Loss one: Jenkins was sued by the customers who were injured by its product. Jenkins lost the lawsuit and was required to pay $7 million to the injured customers. Loss two: A Jenkins' driver was negligent while operating a company vehicle and killed another motorist. The court ruled that Jenkins must pay $3 million. How much of these two losses will be paid by the umbrella policy? A) $3.9 million B) $4 million C) $5.7 million D) $9.7 million