Jennifer and Chase have house fever. After searching for four months, they believe they ve found the right house. They're debtfree, have good jobs, and have a 20% down payment. However, when they applied for a 15-year fixed-rate mortgage, they were rejected by their bank because they have no credit history. 1 What options do they have? Be sure to explain. 2. If they were your friends, what advice would you give them? Justify your answer. 3. Why are they a safer risk for the bank than someone who has a history of credit? Jennifer and Chase have house fever. After searching for four months, they believe they ve found the right house. They're debtfree, have good jobs, and have a 20% down payment. However, when they applied for a 15-year fixed-rate mortgage, they were rejected by their bank because they have no credit history. 1 What options do they have? Be sure to explain. 2. If they were your friends, what advice would you give them? Justify your answer. 3. Why are they a safer risk for the bank than someone who has a history of credit