Jennifer does not believe that the discount rate makes any real difference in the net present value of a project. She feels that if the project is acceptable at one rate of return, it will be acceptable at all rates of return. To explain why her thinking is incorrect, you are creating an example to illustrate your point. The cash flows you are using are as follows: time zero is -$50,000, years 1 through 3 are $12,000 each, and years 4 and 5 are $20,000 each. The net present value at a discount rate of 10 percent is _____ as compared to _____ at 15 percent