Jennifer Pontesso, from Lincoln ,Nebraska wants to better understand her financial situation. Use the following balance sheet and cash flow statement information to determine her network and her net surplus for a recent month. Liquid assets: $10,000; Home value: $210,000; Monthly mortgage payment: $1,300 on $170,000 mortgage; Investment assets: $90,000; personal property: $20,000; total asset: $330,000; Long-term debt: $5,500 ($250 a month); Total debt: $175,500; monthly gross income: $9,000; monthly disposable income: $6,800; monthly expense: $6,000.
Jennifer Net worth=
Jennifer net surplus=

3. Ratio Analyses. Now that Jennifer better understands her situation, she wants to do some analysis of what she has found. Given her balance sheet and cash flow statement calculate the following ratios:
(a) Liquidity Ratio
(b) Asset-to-debt ratio
(c) Debt-to-income ratio
(d) Debt payment-to-disposable income ratio