Jenny has just given an insurance company $64.525. In return, she will receive an annuity or $8.618 for 13 years. o. At what rate of retum must the insurance company invest this $64,525 to make the annual payments? (Use o Financial calculator or Excel to arrive at the answers. Round the final answer to 3 decimal pleces. Submit your calculations on Moodle) Rate of return b. What rate of return is required if the annivty is payable at the beginning of each year? (Use o Financial calculotor or Excel to arrive at the onswers. Round the final answer to 2 decimol places. Submit your calculation on Moodie) Rate or retum