Jensen's Shipping wants to expand as soon as it can save $142 million. Towards that goal, the firm started saving three years ago and currently has $19.6 million saved. Starting today, the firm will add $12,000 a month to this savings account. The rate of return is 13.1 percent, compounded monthly. How long will it be from now before the company can expand?a. 191.30 months b. 191.27 months c. 178.03 months d. 191.23 months