Jill, age 35, is married and has a son, age 3. She recently purchased a whole life policy with a cash-value account with the following characteristics: . Flexible premiums The insurance and saving components are separate Guaranteed minimum interest rate, plus extra market rate interest credited, if available The policy has a death benefit that may vary over time. . What type of policy did Jill purchase? Select one: a. Ordinary Life Insurance b. Variable Life Insurance c. Endowment Insurance d. Universal Life Insurance e. Term with cash-value Insurance