JIll identify 2 risky portfolios, with tickers STKS and BNDS. The STKS fund has an expected return of 18% and a standard deviation of 50%. The BNDS fund has an expected return of 8% and a standard deviation of 20%. The correlation between these two risky funds is 10%. She calculate that the optimal risky portfolio should invest 33.33% in STKS and 66.67% in BNDS. Given she invest 60% of your money in the optimal risky portfolio and the remainder in the risk-free asset yielding 3%, what is the expected return of her COMPLETE portfolio?