Jill is insured by a Personal Auto Policy (PAP). Several witnesses saw her run a red light and collide with a car that clearly had the right of way. Jill was at fault for the accident. Although the other car sustained damage, its driver drove off and neither the car nor the driver was ever identified. Jill sustained injuries in the accident and made an uninsured motorists (UM) coverage claim under her PAP. Jill will Select one: A. Not be able to recover under her UM coverage because the driver of the other car was not at fault for the accident. B. Be able to recover under her UM coverage because the other car was a hit-and-run vehicle. C. Not be able to recover under her UM coverage because the other car was a hit-and-run vehicle. D. Not be able to provide the other driver with UM coverage under her PAP because he or she has never been identified