Jill is provided a company car which she is also allowed to use for personal use.Her husband has his own car and they are both named insureds on that policy.While driving the company car she is texting and does not see a car in front of her making a left turn.Jill rear ends the other car causing signficant damage and injury to the driver.What action is her personal auto insurer most likely to take?

A- Pay the claim because she is a named insured.

B- Deny the claim because she uses the car regularly.

C- Deny the claim because texting is an intentional act.

D- Deny the claim because she was texting.