Jill purchased a permanent policy and after 10 years lost her job. She could no longer afford to make payments on her policy. The insurance company allowed her to stop payments but did not cancel or modify her coverage in any way.

Why did the policy remain in force?

Group of answer choices

None of the answers are correct.

The Insurance company covered the premiums with the disability rider.

The insurance company took out loans against the policy to cover the premium payments.

The Cash Value component of the policy was used to cover the COI.