Jinhee$$ Ju$,27,$ just received a promotion at work that increased her annual salary to $$$$38$ comma $000.$ She is eligible to participate in her$$ employer's $401($k$)$ plan, to which the employer matches$$ dollar$-$for$-$dollar workers' contributions up to five percent of salary.$$ However, Jinhee wants to buy a new $$$$27$ comma $000$ car in $4$years$,$ and she wants to save enough money to make a $ $5$ comma $000$ down payment on the car and finance the balance.

Also in her plans is a wedding. Jinhee and her$$ boyfriend, Paul, have set a wedding date $2$ years in the$$ future, after he finishes medical school. Paul will have $$$$103$ comma $000$ of student loans to repay after graduation. But both Jinhee and Paul want to buy a home of their own as soon as possible. This might be possible because at age$30,$ Jinhee will be eligible to access a $$$$53$ comma $000$ trust fund left to her as an inheritance by her late grandfather. Her trust fund is invested in $5$ percent government bonds.