Joan Lucky won the $41 million lottery. She is to receive $1.5 million a year for the next 19 years plus an additional lump-sum payment of $12.5 million after 19 years. The discount rate is 14 percent What is the current value of her winnings? Use Appendix Band Anpendix D (Provide answers in terms of millions of dollars. Round "PV Foctor" to 3 decimal places. Round the final answer to the nearest whole dollar) Current Value $ 11000000 O