JoAnne has a choice between contributing to a Traditional 401(k) plan or a Roth 401(k) plan. She is 22 years old and graduated from UIC 1 year ago with an undergraduate degree in finance. Her current salary is $80,000 and she feels that her compensation will increase steadily through her career. Which of the following would you recommend?

	A.	She should invest in a Traditional 401(k) plan because withdrawals after age 59 are tax free.
	B.	It does not matter which 401(k) plan she chooses since they are virtually the same.
	C.	She should invest in a Traditional 401(k) plan to take advantage of the tax deductions on contributions
	D.	She should invest in a Roth 401(k) and forego the tax deductions on contributions
	E.	Since she is young, she should not invest in either 401(k) plan since withdrawing funds before age 59 will result in a penalty