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Joanne has a health insurance plan with a $1000 calendar-year deductible, 80% coinsurance, and a $5,000 out-of-pocket cap. Joanne incurs $1,000 in covered medical expenses

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Joanne has a health insurance plan with a $1000 calendar-year deductible, 80% coinsurance, and a $5,000 out-of-pocket cap. Joanne incurs $1,000 in covered medical expenses in March, $3,000 in covered expenses in July, and $30,000 in covered expenses in December. How much does Joanne's plan pay for her July losses? (Do not use comma, decimal, or $ sign in answer)

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