Joe wants to save money to open a tutoring center. He buys an annuity_ with a yearly payment of $309 that pays 3.8% interest, compounded annually. Payments will be made at the end of each year. Find the total value of the annuity in 9 years. Do not round any intermediate computations, and round your nal answer to the nearest cent. If necessary, refer to the list of financial formulas. IZPrt 11! F n A:P(1+rt) A:P(1+ A:PJ' P: principal 1: simple interest r : annual interest rate 2': time or term of investment or loan (in years) A : future value or amount accumulated in : number of times interest is compounded per year 2 : Euler's number M: installment payment or monthly payment Y: effective annual interest rate or effective annual yield