Joel purchased 100 shares of stock for $33 per share. During the year, he received dividend checks amounting to $268. Joel recently sold the stock for $54 per share. Joel is in a 33% tax bracket. He would pay $693 in taxes if he held the stock for less than a year. How much would Joel save in taxes if he held the stock for more than a year, assuming he sold it for the same amount? If he held the stock for more than a year, the amount Joel would save in taxes is $