John, age 45 and married, earns $100,000 per year. He made the maximum contribution to his 401(k) this year. He also received matching contributions and profit sharing contributions from his employer. A total of $57,000 has been deferred into his 401(k) this year. He would like to make a tax deductible contribution to his IRA for this year. How much can he defer?

1. $0
2. $6,000
3. $7,000
4. need more information

1)

2)

3)