John already has $13,800 today in his savings account earning 9.2% compounded annually. The account will receive automatic semiannual contributions of $2,850 for the next 12 years. In 3.5 years from now, John will withdraw a lump sum of $4,650 from the account.

a) How much will be in the account right after the withdrawal?

N =

PV =

PMT =

FV =

Balance after the lump withdrawal is?

b) How much will be in the account in 12 years from now?

N=

Balance =