John already has $46,301 in his savings account. He plans to make contributions of $1,583.15 at the end of every six months, until he reaches $61,700. The interest rate is 9% compounded annually. a) In how many years and months will he reach his goal? Round up to the next month. P/Y= N= He will reach his goal in A y year(s) and A month(s). b) After John reaches $61,700, he wants to withdraw $650 at the start of each month. For how many years and months can he make the withdrawals? Round up to the next month. P/Y= N= A He will withdraw for A year(s) and A month(s)