John borrows 1,800 from Jane at an annual effective rate of interest i. He agrees to pay back 1,800 after 7 years and 1,190.54 after another 7 years. Instead of making the second payment as scheduled, John repays the outstanding balance 3 years after his first payment. What is the amount of John's second payment? [1.a.(i-v) #09] 985 O 1,009 961 0913 0937