JOHN CORTESAND JCPC -orte was born in M.dellin , Colombia. He studied butine s wlmi in. ation 1.. I sland and later en_ _ed an MBA at a zeno. med Colombian university . Very early in his ca....-, Cortes was promoted to .ange.ial --sitions armys with a cowLaraim of financial Ofientzion in vanous local and : a.national iscramble com anies and bandss. Win mic. man .V years eape. icable in these sectors, he was well acquainted with the different se, ments of banking (corporate mortgage, and consumer) a d particular wilm automotive financing His fist general manager position was with 2 small vehicle insurance company. H. then became commercial vice reside t of ine Doropean back that bought this insurance company in 20 0 in American insurance compan, appon ted wim regional director of its venicle insurance business u. it giving Cortes responsibility for this market in several Latin American countries