John Doe plans to save $320 per month starting today for the next 41 years "just to start the month off right." John feels that he can earn an interest rate of 10.2 percent compounded monthly. How much will there be in the account 41 years from today?

• $2,183,656.43

• $2,183,227.75

• $2,405,187.88

• $2,384,916.09

• $1,981,539.41