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John has $3,800 in credit card debt with 16.5% APR. He is planning to make $310 payment at the beginning of each month. How many

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John has $3,800 in credit card debt with 16.5% APR. He is planning to make $310 payment at the beginning of each month. How many months will he pay off his credit card debt? 13.3 13.5 12.7 12.9

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