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John has a credit card with an APR of 23.95% and a current balance of $12,650.35. He wants to pay it off in 3

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John has a credit card with an APR of 23.95% and a current balance of $12,650.35. He wants to pay it off in 3 years. What will John's monthly payment be? (Remember a credit card is compounded monthly.) Round to the nearest dollar.

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