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John has a savings account at First Wolverine Bank that pays him 3 . 7 5 % interest annually on his deposits. John has $

John has a savings account at First Wolverine Bank that pays him 3.75% interest annually on his deposits. John has $30 per week in expenses (mostly for cold beer) and insists on paying cash for everything. Every time John takes money out of the ATM his bank charges him a $0.75 in fixed fees.
How often will John have to visit the ATM in a year to minimize the fixed bank charges and loss of earnings on his money?
A little over 4 times
A little over 6 times
A little over 12 times
A little over 9 times
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